Product Cycle

Actuarial Partners can assist in all aspects of the product development cycle, including:

  • Identification and research of the target market
  • Policy design and pricing with sensitivity testing
  • Competitive analysis
  • Business plan projection
  • Asset share and cash flow analysis
  • Policy illustration
  • Management of risk including the use of reinsurance and other financial instruments
  • Analysis of capital required
  • Measurement of return to policyholders and shareholders
  • Analysis of existing experience for mortality, lapsation, investment and expenses for continued development as the product is sold

Product pricing: Medical & Health Insurance

Actuarial Partners is an industry leader in pricing medical and health insurance products in Malaysia. We can also assist in specific medical product development and pricing, and subsequently track results.